Every year, Medicare beneficiaries have a special opportunity to review, compare, and update their health and drug coverage. This window is called the Annual Enrollment Period (AEP), and it runs from October 15 to December 7. Any changes you make during this time will take effect on January 1 of the following year.
Why AEP Matters
Your health needs, prescriptions, and budget may change from year to year—and so do Medicare plans. Insurance companies adjust premiums, copays, networks, and benefits annually. That’s why reviewing your coverage during AEP is essential.
If you don’t take action, your current plan will automatically renew, but you might miss out on better benefits or lower costs available for the next year.
What You Can Do During AEP
Here’s what the Annual Enrollment Period allows you to do:
- Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
- Change from one Medicare Advantage plan to another.
- Add, drop, or switch Medicare Part D (prescription drug coverage).
- Review any new benefits or extra services offered in updated plans.
How to Prepare for AEP
- Review Your Current Coverage – Look at what you’ve used this year. Did you pay more than expected in copays or out-of-pocket costs?
- Make a List of Medications and Doctors – Make sure the plans you’re considering cover your prescriptions and include your preferred providers.
- Compare Plan Costs and Benefits – Don’t just look at premiums. Check deductibles, copays, and extra benefits like dental, vision, and hearing.
- Seek Professional Guidance – Navigating Medicare can be overwhelming. That’s why we’re here.
Get a FREE Needs Analysis
At Medicarefor65.com, we offer a FREE, no-obligation appointment to conduct a personalized needs analysis. We’ll:
- Review your current plan and health needs.
- Compare available Medicare Advantage and Part D options.
- Help you identify opportunities to save money or gain extra benefits.
Our goal is simple: make sure you feel confident and prepared before AEP ends.
👉 Schedule your FREE appointment today and let us guide you through your Medicare choices. Spots fill up quickly during this busy season, so don’t wait!
