State Pensions & Medicare
What to do at 65!
Free Online Webinar!
Don’t miss this opportunity to learn about your entitled benefits.
Presented by: Medicarefor65
Medicarefor65.com is an independent educational resource and licensed insurance agency focused on helping Georgia seniors make confident Medicare decisions. We translate complex rules into plain English, compare leading carriers side-by-side, and tailor guidance to your doctors, drugs, and budget—so you avoid penalties and coverage gaps and enroll with confidence.
November 19, 2025
If you’re a veteran or have military benefits, learn how Medicare fits into your existing VA or TRICARE coverage, why enrolling in Medicare is still important, and how to avoid gaps in care.
- How state retiree coverage works with Medicare: Who’s primary vs. secondary at 65, how group Medicare Advantage retiree plans coordinate, and what referrals/authorizations might change.
- When to enroll (and when you can delay): Part A & B at 65 for most retirees; the only safe delay is active employer coverage (not retiree/COBRA). Deadlines, penalties, and the Part B premium (rising from $185) to budget for.
- Rx decisions: Whether your retiree drug benefit is “creditable,” when you still need Part D, how to check formularies/pharmacies, and how IRMAA can affect costs.
- Your action checklist: Confirm doctors/hospitals, re-run meds, compare plan options, HSA timing cautions, why Medicare enrollment doesn’t affect your pension check, and what to send your benefits office.
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